$\mathop {\lim }\limits_{x \to
1}\frac{(x-1)(x-3)}{\sqrt{4x+5}-3}=\mathop {\lim }\limits_{x \to
1}\frac{(x-1)(x-3)(\sqrt{4x+5}+3)}{4(x-1)}$$=\mathop {\lim }\limits_{x \to 1}\frac{(x-3)(\sqrt{4x+5}+3)}{4}=\mathop {\lim }\limits_{x \to 1}\frac{-2.6}{4}=-3$